QEM really wants you to use online banking features - the first thing you'll be prompted to do is find your bank:QEM's list of banks has the familiar Mac search box. Type in the first few letters to find your bank: Then, oddly, rather than entering your login information for your bank, you're prompted to create an account at Intuit: I already had an Intuit account from when I used to use TurboTax online, so I clicked on the (very tiny) link in the bottom right to indicate that I already had an Intuit login. I was then prompted to log in: and verify my email and postal addresses: After successfully logging into my Intuit account, I was prompted to log into my bank.
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At the very end of 2009, Intuit announced the forthcoming release of a new and different upgrade to Quicken for the Mac: Quicken Essentials. Essentials appeared to be based on the Financial Life code. Nov 03, 2016 Quicken 2016 will open Essentials data (I had the same issue as you, I had essentials and had to update Quicken, and while it still *****, 2016 is better than essentials). You dont need to restore from a backup either, quicken 2016 can open you existing quicken file.
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